Fulfill plenty of purposes with Axis Bank Personal Loan. Plan your vacation, renovate your home or arrange a grand wedding ceremony for you and your loved ones.
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Transform your dreams into reality with Axis Bank Personal Loans. From renovating your home to giving wings to your desired vacation, fulfill your aspirations with the Personal Loan you want the most.
Apply it today to get the fund directly into your account. But to do that you must know how eligible you are.
Who can apply for a personal loan:
Salaried Employees
Salaried doctors
Employees of public and private limited companies
Government sector employees including Public Sector Undertakings, Central and Local bodies
Minimum age of 21 years
Maximum age of 60 years at the time of maturity of the Personal Loan
Minimum net monthly income – INR 15,000
Documents required for Personal Loan
Duly filled application form
KYC documents
Loan agreement duly signed and Standing Instruction (SI) Request / ECS Forms
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Document category |
Documents required |
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KYC Document |
Any one of the following KYC documents (OVD) to be collected as per the policy of RBI:
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Date of Birth Proof |
Any one of the following:
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Signature Proof |
Any one of the following: Passport Pan Card Banker's Verification |
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Proof of Income |
Latest 2 months pay slip Latest 2 months bank statement showing salary credits One year Employment proof (Not required if DOJ mentioned in payslip and working for more than 1 year) |
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Other Important Documents and Checks |
Completely filled and duly signed application form along with applicants’ latest passport size color photo Self-attestation of borrowers on all documents |
Along with these documents, few more can be asked to furnish as this is just a tentative list. More documents are required depending on a case-to-case basis.
Follow these tips to improve your Axis Bank Personal Loan Eligibility –
Maintain a good repayment history by paying off your existing loans and liabilities on time without defaulting
Try to build a CIBIL score above 750
Apply for a loan that fits your needs, raising multiple loan applications can decrease your credit worthiness
Opt for a longer repayment tenure that will allow you to disburse the overall due amount over a longer time span. This will also help in reducing the EMI amount.
A co-borrower (a spouse, or parent) with a good income and credit score will boost your eligibility for a bigger loan amount.
You are doing an awesome work as team. Faster service with immediate response is quite amazing. Will recommend to everyone in need, faster documents processing …….Keep up the good work
Amazing. Dedicated. Professional. I came through a reference from my Aunt. I was getting a personal loan for the first time. I was nervous. But they made me sail through the loan application process. Good work. Definitely recommend
Folks, they are very quick with their services. I actually didn't know there were so many conditions for getting a loan. My documents weren't proper as well. They really helped me pick up my profile. Also, they give you helpful suggestions regarding which banks should I opt for.
Excellent service from all team members. All are supportive. Its different from others NBFCs. Now and in future, My Mudra is my first choice for financial needs.
The service provided by My Mudra is great, everything is seamless and very convenient. Its one of the very best experiences, I’ve had with any loan provider.
I was in dire need of funds for a medical emergency. Due to my low CIBIL score, I didn’t much get support from other lenders. This is when I submitted a personal loan application on My Mudra. Fortunately, I got the amount, and that too at lower interest rates. Thanks to My Mudra. The entire application was very smooth.
I have had a wonderful experience with My Mudra. The process was exceptionally seamless when I applied for a loan. I also liked how their people interacted with me. It is the best solution to the month-end cash issue. Also, I can use it to pay off my credit card dues.
To realize my business plans, I decided to take My Mudra Business loan and my decision was perfectly alright. It assured me of fast money and the entire process was transparent. No surprise loan charges helped me plan my working capital and manage my business activities efficiently.
I was in need of INR 2 lakh. I visited the My Mudra website and found out that there is a personal loan offer for me. It was a great experience. I got an awesome deal on my loan application. The process involved only a few documents. The amount transferred to my account was faster than promised and the interest rate and other charges were also not too high
I wanted quick fund disbursal and one of my friends suggested me to apply for a personal loan from My Mudra. He had a great experience. I agree with him. The application and approval process were smooth. They offer fast money transfers to my bank. I was asked to choose the repayment period. I am happy with the services. Their agents are also polite and helpful.
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