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Bajaj Finance Personal Loan

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Like other lenders, Bajaj Finance offers Personal Loan to meet your everyday needs. Why hold your important expenses when you can get the desired fund through Bajaj Finance Personal Loan?

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Bajaj Finance Personal Loan


Eligibility & Documentation

Go through the eligibility criteria before you apply for a Personal Loan. Your eligibility is most important for availing Personal Loan from Bajaj

Finance. Though with minimal criteria loans are sanctioned they are mandatory to match.


Eligibility parameters are selected to check the repayment capacity of the applicant. If you match the eligibility criteria, you promise the lender that

you will repay the amount as per highlighted terms and conditions.


Bajaj Finance will sanction your loan only when you have the ability to repay them.


Eligibility for Personal Loan


a. Nationality: Indian


b. Age: 21 years to 67 years


c. Work Status: Salaried


 d. Employment: MNC, Public or private company


 e. Salary: INR 22,000 or higher depending on your city of employment


 f. CIBIL score: 750+


For many cities, an applicant’s minimum salary should be INR 35,000 and for some cities, the minimum salary must be INR 30,000 and INR



28,000 respectively. The minimum salary bracket for a few other locations is INR 25,000 and INR 22,000. Before applying for a Bajaj Finance


Personal Loan, check the minimum loan criteria linked to your city.


Documents required for Personal Loan:


If you are applying for a personal loan, you should have the following documents.


1. KYC documents


2. Employee ID Card


3. Salary slips of the last 2 months


4. Bank account statement of the previous 3 months


Once your application is processed and approved, you can get the personal loan in less than 24 hrs in your bank account. 


How to improve your Bajaj Finance Personal Loan Eligibility?

Follow these tips to improve your Bajaj Finance Personal Loan Eligibility –

Get Rid of Debts

Maintain a good repayment history by paying off your existing loans and liabilities on time without defaulting

Maintain a good CIBIL Score

Try to build a CIBIL score above 750

Do not apply for multiple loans simultaneously

Apply for a loan that fits your needs, raising multiple loan applications can decrease your credit worthiness

Choose a longer loan tenure

Opt for a longer repayment tenure that will allow you to disburse the overall due amount over a longer time span. This will also help in reducing the EMI amount.

Add Co-applicants

A co-borrower (a spouse, or parent) with a good income and credit score will boost your eligibility for a bigger loan amount.


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