Whatsapp Chat Button

Putting Your Dreams First

Easy Application Procedure | Attractive Interest Rates | Minimum Documentation

Apply Now Contact Us
DHFL Home Loan


Interest Rates & Charges

You can own a home of your choice with the help of DHFL Home Loans because the company offers competitive interest rates. Various factors, such as your profile, tenure, loan amount, and type of property, determine our rates and charges.


Applicable Fees


Interest rate


DHFL Home Loan interest rate is determined based on the assessment of the business, financials, loan amount, and tenure. The interest rate starting from 8.75% annually would help you control costs and keep your EMIs manageable.


Processing charges


There is a small processing fee for loan processing, verification, and other administrative services. The processing fee is 0.5% of the loan amount, along with the applicable taxes.


Other charges




Loan repayment instrument dishonor charges


Rs.500/- + applicable taxes


CERSAI charges


Rs.500/- + applicable taxes


Loan Pre-closure Statement

Rs.1000/- + applicable taxes

List of documents deposited with the Lender

Rs.1000/- + applicable taxes

Loan Repayment Schedule (applicable for physical copies only)

Rs.500/- + applicable taxes

Loan repayment mode

Rs.500/- + applicable taxes

Loan cancellation after cheque handover

Interest accrued & due + applicable taxes 

DHFL Home Loan

Types of DHFL Home Loan Interest Rate

There are two kinds of DHFL Home Loan interest rates: fixed and floating.

Fixed Interest Rate

Here, the rate of interest charged on the DHFL Home Loan amount will remain constant throughout the loan repayment period. You know your DHFL Home Loan EMI obligation at the start of the tenor, allowing you to plan your monthly budget accordingly.

DHFL Home Loan
DHFL Home Loan

Floating Interest Rate

Here, DHFL Home Loan interest rates could change depending on changes to the Marginal Cost of Lending Rate (MCLR), which is the base rate set for banks by the RBI. With changes in MCLR, the interest rate on loans also gets revised. With a lower interest rate, the repayment amount also reduces. On the other hand, if the interest rates increase, your EMI obligation will also increase. A floating DHFL Home Loan interest rate makes it difficult for you to ascertain your monthly financial obligation.

DHFL Home Loan Interest Calculation Method

There are two methods to calculate interest: flat rate method and the reducing balance method.

In the flat interest rate method, the interest rate is based on the complete loan amount you pay during the repayment period. In case of reducing the balance method, the rate of interest on the DHFL Home Loan will be considered and calculated on the basis of the outstanding loan amount.

Flat Interest Rate Calculation

EMI = (principal + total interest payable) / loan tenure in months i.e. total interest payable = P x r x n/100

Where, ‘P’ is the principal loan amount, ‘r’ is the rate of interest, and ‘n’ is the loan tenure in months.

Floating Interest Rate Calculation

EMI = [P x r x (1 + r) ^n] / [(1 + r) ^(n-1)]

Where, ‘P’ is the principal loan amount, ‘r’ is the rate of interest, and ‘n’ is the loan tenure in months.

Here's what our customer have been saying about us

Our partners from across the industry

We collaborate with the best and biggest in the banking & financial world to get you relevant products at great rates.

Apply Now
indiabulls city-bankidfc-bank poonawala-fincorp
standard-charted bajaj indusind kotak chola lending-kart fullerton-india icici axis

Your Data Is Secure With Us.

We employ best-in-class security practices and procedures to keep your information secure every time.



From taking regular backups to using stronger passwords, we strictly prohibit any kind of unauthorized access of your crucial data, corruption, or theft throughout its life cycle.



We identify all the different ways your privacy could be at risk and have prepared safeguards to help you protect yourself online with us. Your privacy is important to us.



We are ISO 27001:2013 and SOC2 Type 2 compliant which instills trust into the hearts of our customers. We are secured with SSL and a certified GSP (GST Suvidha Provider).

Recent Blogs

See More

Our blogs are where you get the latest news along with insights from industry experts.

Glossary of Loan

Glossary of Loan

By My mudra


Things you should know before refinancing your existing business loan

Things you should kn...

By My mudra