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My Mudra Holiday Loan

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Make this holiday extra special. Apply today for MyMudra Holiday Loan and enjoy your best holiday ever

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Holiday Loan


Eligibility Criteria of Holiday Loan

No loan is granted if an applicant fails to fulfil the eligibility criteria. Before you approach for a Holiday Loan, you must ensure you tick all the right boxes. My Mudra loans require minimum documents.


Our Eligibility criteria:


a. Applicantsnt should be between 23-58 years of age


b. You have to be salaried, professional, or self-employed with a minimum turnover of INR 40 lakhs


c. Your salary should be at least INR 20,000/ month to apply for a Holiday Loan


d. Must have 2 years of experience


e. You have to be residing at a place for a minimum period of 1 year


Documents required:


Keep your documents in order so that we can process your application fast. If your documents are ready, our loan processing team approves it for the quick disbursal of funds.


The necessary documents we need are:


1. Duly signed application form with your latest photograph


2. Voter ID, passport, driving license, or PAN card, as identity proof


3. Address proof that can be lease or license agreement or utility bill


4. Property documents or electricity bills for house ownership proof


5. Bank statement for last 6 months


6. Salary slips of the last 3 months or current dated salary certificate with the latest credit


Documents required for self-employed applicants-


a. Duly signed application form with your latest photograph


b. Voter ID, passport, driving license, or PAN cards as your ID proof


c. Address proof which may include lease or license agreement or utility bill


d. Property documents or electricity bills for house ownership proof


e. Office address proof- maintenance bill, utility bill


f. Office ownership proof such as property documents


g. Saral Copy for 3 yrs, Shop Establishment Act, Any Tax Registration Copy, Company Registration license for a business existence proof


h. Latest 2 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.


i. Latest 1-year bank statement 


How to improve your Holiday Loan Eligibility?

Follow these tips to improve your Holiday Loan Eligibility –

Get Rid of Debts

Maintain a good repayment history by paying off your existing loans and liabilities on time without defaulting

Maintain a good CIBIL Score

Try to build a CIBIL score above 750

Do not apply for multiple loans simultaneously

Apply for a loan that fits your needs, raising multiple loan applications can decrease your credit worthiness

Choose a longer loan tenure

Opt for a longer repayment tenure that will allow you to disburse the overall due amount over a longer time span. This will also help in reducing the EMI amount.

Add Co-applicants

A co-borrower (a spouse, or parent) with a good income and credit score will boost your eligibility for a bigger loan amount.


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