My Mudra Fincorp Private Limited is a fintech company that aims to make money borrowing an easy thing for both individuals and businesses. We provide quick, easy, and flexible loans through our website in an easier way. Be it a personal loan, business loan, micro loan, CA loan, or any type of loan, we emerge as a one-stop avenue for borrowers seeking quick money disbursal with easy repayment options and interest rates. Founded by a group of passionate and future-driven individuals, My Mudra endeavor to make credit easy and accessible to millions of people in India, who find it difficult to get credit from conventional financial channels. A majority of people find the procedure of applying for a personal loan to be difficult. Credit card users frequently pay hefty interest rates on their loans. The alternative of asking relatives and friends for assistance is also not particularly pleasant, and not everyone receives a salary advance from their jobs. This is where My Mudra comes up as the most sought-after choice for them due to many reasons:
a.)Faster and easier loan disbursal
b.)Lower interest rates
c.)Lenient loan eligibility criteria
d.)Wide range of loan options
e.)Steadfast customer support
The loan application process at My Mudra is quite user-friendly. We are always working to provide customers with the easiest and most seamless credit experience possible. We take pride in being totally open and honest about all of our fees.

Our major loan products are:

Personal Loan

One of our most popular unsecured loan options that provide quick liquidity is a personal loan. The interest rates on personal loans could be slightly higher than those on secured loans, though, as they are an unsecured kind of credit. You can get this loan at a competitive interest rate if you have a solid credit score and a high, stable income. The following uses for personal loans are possible:
a.)Plan holidays
b.)Meet a medical expense
c.)Finance home renovation
d.)Fulfill a child’s higher education
e.)Debt consolidation
f.)Meet wedding expenses
g.)Others
No matter what kind of personal need you have, My Mudra’s personal loans are simple to apply and provide quick money disbursal to you. Just submit the required info and expect to get the money in your bank account in no time.

Business Loan

As its name implies, a business loan is availed by businesses for several reasons. They could be expanding a business, hiring a workforce, buying a property, or any other reason. At My Mudra, we have made the business loan approval process extremely simple by integrating technology and lenders on a single platform. Our eligibility criteria are very simple which means you can expect faster loan disbursal at attractive interest rates.

Loan Against Property

You can use the value that is locked up in a property to pay for any expenses you may have by taking out a loan against it. You are free to utilize the money in any way you see fit, and the loan amount is determined by the entire worth of your property. You can still use your property as previously even when it is used as security for the loan.
At My Mudra, we offer specialized real estate loans based on your needs. So, whether you're employed by a company, on your own, or in an SME, rest confident that we have a product for you. Every customer enjoys a hassle-free experience thanks to our simplified procedure and low documentation requirements.
Our customer service representatives are available by phone, email, or live chat to assist you with any questions or requests for information. Make the most of a variety of benefits as our cherished client by applying for a Loan Against Property right away.

Home Loans

If you are looking to buy a new home or want to invest in property, our home loans at My Mudra are available at attractive rates. Applying for a home loan at My Mudra is very simple and quick. Moreover, our faster loan processing system ensures that you fulfill your dream of buying a new home as soon as possible.
Whether you are salaried or self-employed, you can avail a home loan with competitive interest rates for the purchase of row houses, bungalows, flats, and even plots.
At My Mudra, we are poised to become your most trusted financial service partner across all times in life and business. We believe that life is uncertain and money is an essential part of our lives so we don’t leave a single stone unturned to provide the best financial support to both people and businesses.

Doctor Loan

When a Doctor wants to set up a clinic, he then needs to invest in the medical infrastructure to establish his private facility heavily. It can be a simple clinic, a nursing home, or a pathology center. Be it anything, each of them requires a pricey investment. Running a medical facility requires the best equipment, infrastructure, support staff, etc., at the doctor's disposal. Of course, a Doctor can avail of a business loan or personal loan to finance the purchase of medical equipment or upgrade the infrastructure. Still, MyMudra can offer these esteemed medical professionals a better financial instrument exclusively for them. MyMudra terms this fund as Doctor's Loan. MyMudra offers this customized, collateral-free Doctor loan to medical practitioners at a nominal interest rate. We do not define the end purpose for such funds so the doctors can use them for professional and personal purposes..

CA Loan

We all are aware of the prestige of a Chartered Accountant in India. After churning hard in life, they become competent in delivering legal and accounting services to their clients. But to dispense their services to the businesses, they must invest in constructing new office premises, which requires heavy investment. For this purpose, MyMudra provides a specialized loan exclusively for Chartered Accountants, known as a CA loan. To build an office space, secure working capital, and fund costs of furnishing and fixture of equipment, a MyMudra CA loan is the answer for you. These loans for chartered accountants are no-collateral loans. There can be many reasons for which you can avail of CA loans, such as the purchase of equipment, business expansion, construction of the business premises, renovation, and other business requirements.

Micro Loan

If you're a small or medium business owner, getting a bank loan can be tricky. Since the small business owner can not guarantee bank in terms of loan repayment, this makes it challenging for small business entities to procure the needed fund. For this, MyMudra offers a specialized loan for your requirement, i.e., Micro Loan. By getting the MyMudra Micro Loan, you can quickly get funds for your next big idea or to maintain business operations. These small business loans are readily available from our website. Also, the applicant can qualify whether your business is a sole proprietorship, an LLC in your garage, or a smaller corporation.

	Salaried Individuals	Self-Employed Individuals
Entitled Borrowers	Government / Semi government / PSU / Private/MNCs/ Proprietorship/Partnership businesses	Proprietor / Partners /Directors
Age	The person should be 21 years old at the time of loan application and his maximum age should be 65 years	Applicant must be a minimum of 21 years of age at the time of application and should be a maximum of 65 years at loan maturity.
Income	Net monthly salary should be Rs.20,000	Gross annual income should be of minimum Rs.2.5 lakh
	Net monthly salary should be Rs.25,000 (if residents of the metro city)	Gross annual income should be of minimum Rs.3 lakh
Experience / Vintage	Minimum 2 years of work experience	Minimum 3 years in current business/profession
CIBIL score	Should have a minimum CIBIL score of at least 750.	Should have a minimum CIBIL score of at least 750.
Work History	No defaults in the previous 24 months.	No defaults in the previous 24 months.
Citizenship	Individuals with Indian citizenship	Individuals with Indian citizenship

	Salaried Individuals	Self-Employed Individuals
Identity Documents	PAN Card, Aadhaar Card, Voter Identity Card, Driving License,	PAN Card, Aadhaar Card, Voter Identity Card, Driving License
	Job Card issued by NREGA duly signed by an officer of the State Government	Job Card issued by NREGA duly signed by an officer of the State Government
Address Proof	· Recent Electricity bill · Recent Telephone bill · Ration Card · Driving License with Photo	· Recent Electricity bill · Recent Telephone bill · Ration Card · Driving License with Photo
Income Proof	· Last month’s pay slip · Recent bank statement · Form 16	· Last month’s pay slip · Recent bank statement · Form 16
Purpose of loan	For repairs / renovations / improvements of house/flat.	For repairs / renovations / improvements of house/flat.
	Purchase of furniture/fixtures/ furnishing /other gadgets such as fans, geysers, air-conditioners, etc.	Purchase of furniture/fixtures/ furnishing /other gadgets such as fans, geysers, air-conditioners, etc.
Property document	Photocopy of Title Documents of the property, Property estimated repair cost.	Photocopy of Title Documents of the property, Property estimated repair cost.

Eligibility & Documentation

How to improve your Home Renovation Loan Eligibility?

Get Rid of Debts

Maintain a good CIBIL Score

Do not apply for multiple loans simultaneously

Choose a longer loan tenure

Add Co-applicants

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