Use your property as collateral to get money for urgent needs

Salaried Individuals

Self-Employed Individuals

Business / Company

Entitled Borrowers

Government / Semi government / PSU / Private/MNCs/ Proprietorship/Partnership businesses

Proprietor /

Partners / Directors

Partnership or Private Limited firms engaged in Manufacturing, Servicing, or Trading

Self Employed Professionals such as Chartered Accountants, Company Secretary & Doctors

Age

The person should be 25 years old at the time of loan application and his maximum age should be 65 years

Applicant must be a minimum

of 25 years of age at the time

of application and should be

a maximum of 65 years at loan

maturity.

Proprietor / Key Partner / Main

Director must be a minimum of

25 years at the time of loan

application and should be a

maximum of 65 years at loan

maturity.

Experience / vintage

1 year of overall experience and 2 months

with the present employer.

· Must be running the same

   business for the last 3 years

· Professionals with qualification

of CA / CS/doctor with a minimum

of 1 year of practice.

Business stability/history of

minimum 3 years in the same

business.

Income

Net monthly in-hand salary should be

Rs.25,000

Gross annual income should be

a minimum of Rs.3 lakh

Annual turnover should be

a minimum of Rs.10 lakh

Citizenship

Individuals with Indian citizenship

Individuals with Indian citizenship

Proprietor / Partners / Directors

with Indian citizenship

Salaried Individuals

Self-Employed Individuals

Firm / Company

Identity Documents

· Aadhaar Card

· Passport

· Voter's ID Card

· PAN Card

· Driving License

· Aadhaar Card

· Passport

· Voter's ID Card

· PAN Card

· Driving License

· Firm/Company PAN Card, GST

Registration Certificate (If applicable),

and Other Applicable Registration

· KYC of Partners / Directors PAN Card

 and Aadhaar Card

· PAN Card

Address proof

· The electricity bill for

owned premises

· Rent agreement for

Rented premises

· Passport

· The electricity bill for owned premises

· Rent agreement for Rented premises

· Passport

· The electricity bill for owned premises

· Rent agreement for Rented premises

· Passport for Partner / Directors

Income Proof

· Last month’s salary slip

· Income Tax Returns along with

computation for the latest 2 years

· Profit/Loss statement and balance sheet

for the latest 2 years

· Income Tax Returns along with

computation for the latest 2 years

· Profit/Loss statement and balance sheet

for the latest 2 years

· GST Returns

Business / Employment

proof

Employment certificate

· Partnership deed

· No encumbrance documents

· Previous chain of documents from

the earlier owner(if any property

approval plan)

· Partnership deed

· No encumbrance documents

· Previous chain of documents from the

earlier owner(if any property

approval plan)

Bank Account Statement

Salary credit bank

account statement

of latest 3 months

Operative bank account statement

for the latest 6 months

Operative bank account statement for the

latest 6 months

Other

document

· Last 6 months’ bank statements of loan repayment (in case you have any ongoing loans).

· Applicant/co-applicants passport-size photographs for the application form.