Embrace a new way of availing loan from the government

Minimal Documentation | Collateral Free Loan | Easy Repayment

Now meet your credit requirements easily with our mudra loans that come under the purview of Pradhan Mantri Mudra Yojna (PMMY). MUDRA, an abbreviation for Micro Units Development and Refinance Agency, is meant to support the growing activity in the non-farming and non-corporate sectors.

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Mudra Loan


Eligibility criteria

Small and medium-sized businesses can apply and avail of a mudra loan up to ₹ 10 lacs via PSB59 platform

The business must be a GST registered business.


How to improve your Mudra Loan Eligibility?

Follow these tips to improve your Mudra Loan Eligibility –

Get Rid of Debts

Maintain a good repayment history by paying off your existing loans and liabilities on time without defaulting

Maintain a good CIBIL Score

Try to build a CIBIL score above 750

Do not apply for multiple loans simultaneously

Apply for a loan that fits your needs, raising multiple loan applications can decrease your credit worthiness

Choose a longer loan tenure

Opt for a longer repayment tenure that will allow you to disburse the overall due amount over a longer time span. This will also help in reducing the EMI amount.

Add Co-applicants

A co-borrower (a spouse, or parent) with a good income and credit score will boost your eligibility for a bigger loan amount.


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Our partners from across the industry

We collaborate with the best and biggest in the banking & financial world to get you relevant products at great rates.

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indiabulls city-bankidfc-bank poonawala-fincorp
standard-charted bajaj indusind kotak chola lending-kart fullerton-india icici axis

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