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SBI Loan Against Property


What is a SBI Loan Against Property?

A loan against property, or LAP, is a credit obtained by keeping your property as a mortgage with the lender. The property you own, whether residential, commercial, or special-use, can be used as collateral for aA loan if you are in financial trouble. A property can help you deal with financial issues related to business expansion, children's higher education, weddings, or medical emergencies at any time. Although you pledge your property to gain access to the loan, you remain the owner of that property.


· The loan is available to individual owners of residential homes/flats, as well as select commercial properties.

· You can access this loan through any of our branches.

· Interest rates are calculated using the daily reducing balance method.

· Lowest processing charges.

· Loan eligibility also considers rental income in some cases.

· A surplus of funds can be obtained at any time, reducing your loan liability and interest charges. No prepayment penalties. 


With the help of My Mudra, you can get SBI Loan Against Property to meet the immediate needs toward expanding your business or meeting your personal goals and once you pay the last installment, your property will be returned to you.

SBI Loan Against Property

How to apply for a SBI Loan Against Property?

step 01

Check Your Eligibility

step 02

Click On Apply Now

step 03

Fill In Personal And Financial Details

step 04

Submit Application

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