How to Check Mutual Fund Status with PAN Number

You’re not alone if you feel lost tracking all your mutual fund investments. With so many AMCs, folio numbers, and platforms, it’s easy to lose sight of where your money is and how it’s performing. The good news? There’s a single, simple solution: your PAN number.

In India, your PAN (Permanent Account Number) acts like a universal key for your financial life. It unlocks a consolidated view of all your mutual fund holdings, no matter where or how you invested. Here’s how to check mutual fund status with PAN number, why it matters, and how you can use this trick to make smarter investment decisions.

Why is PAN the Backbone of Mutual Fund Tracking

Your PAN is more than just a tax ID. It’s the central identifier across AMCs (Asset Management Companies) and investment platforms. Every mutual fund investment — whether you started it at a bank, through an agent, or online — is linked to your PAN.

Why does this matter?

• You can check mutual fund investment with PAN across all fund houses, not just one.
• You get a single, consolidated view of your entire mutual fund portfolio.
• It’s easy to track a mutual fund portfolio using PAN, even if you have investments with multiple AMCs or platforms.

Suppose you started a SIP in HDFC Mutual Fund five years ago, invested in Axis Bluechip Fund last year, and bought a debt fund from SBI MF through a different broker. Your PAN links all these investments. One number, one view.

How is PAN the Central Identifier Across AMCs

All AMCs and RTAs (Registrar and Transfer Agents) use your PAN as the main identifier, complying with the SEBI requirements to link every mutual fund folio to the investor’s PAN. This universal linkage means you don’t have to remember multiple folio numbers or login credentials for each AMC. Just your PAN and registered email/mobile are enough to access your entire mutual fund universe, giving you a consolidated statement of all your mutual fund holdings regardless of where or how you invest.

Importance of PAN in Mutual Fund Investments

• Mandatory by SEBI: As per SEBI rules, PAN is required for all mutual fund investments.
• KYC Compliance: PAN is a key part of your KYC (Know Your Customer) process.
• Tax Reporting: Your capital gains, dividends, and redemptions are reported to the tax authorities using your PAN.
• Easy Transfers & Updates: Changing address or contact info? Update it once with your PAN and it reflects across all your mutual fund folios.

Methods to Check Mutual Fund Status Using PAN

Ready to see your investments in one place? Here are the top ways to check mutual fund status with PAN number:

1. Get a Consolidated Account Statement (CAS)

The CAS is like your mutual fund report card. It lists all your holdings, transactions, and current values across every AMC, all in one PDF.

How to get your CAS:

• Go to the NSDL CAS portal, CAMS, or KFintech.
• Enter your PAN and registered email.
• Choose the period (monthly, quarterly, yearly).
• Authenticate with the OTP sent to your email or mobile.
• Receive your CAS by email-usually within minutes.

Pro tip: Set up monthly or quarterly CAS delivery to your inbox for automatic updates.

2. Use CAMS and KFintech Online Services

CAMS and KFintech are the two biggest RTAs in India. They handle records for most major AMCs.

• CAMS: 
  • Visit CAMS Online.
  • Go to ‘Investor Services’ > ‘Mailback Services’.
  • Enter your PAN and registered email.
  • Choose the statement type and period.
  • Get your statement by email.
• KFintech:
  • Visit KFintech Portfolio by PAN.
  • Enter your PAN and registered email.
  • Get your portfolio statement in your inbox.

CAMS and KFintech each serve different AMCs. If you’ve invested with both, you may need to check both sites or use the NSDL CAS for a truly consolidated view.

3. Check via Investment Platforms & Aggregators

Apps like Groww, Zerodha Coin, ET Money, Paytm Money, and Kuvera let you track mutual fund portfolios using PAN after you complete KYC and link your PAN. These platforms often provide:

• Real-time portfolio tracking
• Performance analytics
• Tax reports
• Easy switching and redemption

Example: If you use Groww, just sign in, link your PAN, and see all your direct and regular mutual fund holdings, even if you started them elsewhere.

4. AMC Websites

Most AMCs let you log in with your PAN and registered email/mobile. You can:

• View your folio details
• Download account statements
• Check current NAV and performance

Pro Tip: If you only invest with one or two AMCs, this is a quick way to check your status.

Advantages of PAN-based Tracking

• All-in-one view: No more juggling folio numbers or remembering where you invested.
• Time-saving: One request, one dashboard, all your funds.
• Better planning: See your asset allocation, returns, and risk in one place.
• Simplifies tax filing: CAS shows all capital gains and dividends for easy reporting.
• Safe and reliable: Official portals like CAMS, KFintech, and NSDL are SEBI-regulated.

What If You Don’t Have a PAN-linked Investment?

If your investments aren’t showing up:

• Check if your PAN is linked to all your folios.
• If not, contact your AMC or RTA to update your PAN.
• Complete or update your KYC if needed.

Without a PAN link, your investments won’t appear in consolidated statements, and you may face issues with redemptions or tax reporting. That’s why it is better to update and link your mutual funds with PAN.

How to Update PAN in Mutual Funds?

• Visit the AMC, RTA, or investment platform’s website.
• Fill out the PAN update form (often available online).
• Upload your PAN card and proof of identity.
• Complete KYC if prompted.
• Updates usually reflect in 3–5 working days.

Experience Effortless Mutual Fund Tracking with My Mudra

At My Mudra, we help you track, manage, and optimize your mutual fund investments — using just your PAN number. Get a consolidated view, smart analytics, and expert support, all in one place.
Start tracking your mutual fund portfolio with My Mudra today and make smarter investment decisions with confidence.

Also Read:
- Top 10 Best Mutual Funds in India 2025
- How to Invest in Mutual Funds for Beginners