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Business Loan in Delhi NCR – Apply Online at Low Interest Rates

Secure working capital and expand your business with a business loan in Delhi NCR. Cover operational expenses, open a new branch, adopt cutting-edge technology, and fuel growth.

Compare business loan Delhi NCR options from top banks and NBFCs with My Mudra, check your eligibility, and file your online application in a few simple steps.

Collateral-Free Funding for Small, Medium, and Micro Enterprises
Flexible Loan Amounts
Minimal Documentation
Quick Disbursal Process
Competitive Interest Rates
70+ Banks & NBFC Partners

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Purpose: Your data is collected exclusively to check your loan eligibility and securely connect you with your chosen lending partner. We process this information strictly in accordance with RBI guidelines to facilitate your application. We do not sell your data, and it is used exclusively to facilitate your loan application.

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Features & Benefits of a Business Loan in Delhi NCR

A business loan Delhi NCR that aligns with your current and long-term financing needs will keep your enterprise in healthy financial shape and enable scalability through the years. As the NCR’s economy grows more competitive, adequate funding allows your business to operate on a level playing field. 

  • Cash Flow for Operational Expenses: Apply for a working capital loan in Delhi NCR and cover expenses such as employee salaries, utility bills, lease payments, supplier payments, and cash flow gaps.
  • Fuels Expansion/Acquisition: Diversify within the capital territory region. Open a new outlet, recruit new staff, and finance your business growth.
  • Debt Consolidation: Choose a secured or unsecured loan to pay off existing debt. Reduce costs, enjoy lower interest payments and manage business finances in a hassle-free manner.
  • Equipment Purchase: Upgrade tech equipment, machinery, IT infrastructure, software systems, and business resources without running out of cash reserves.
  • Inventory Purchase: Avoid running out of inventory and meet customer demands with ease. Purchase bulk inventory to maintain steady supplies and keep costs under control during the peak season.
  • Marketing & Advertising: With My Mudra, you get upfront capital to build an in-house marketing team and scale your advertising spend to increase revenue. Compare multiple options and find a business loan in Delhi NCR suited to your needs.
Quick Guide

Business Loan in Delhi NCR

A business loan in Delhi NCR helps you grow your company, expand operations, and drive  long-term profitability in this competitive market. Startups, sole proprietors, and MSMEs often rely on these funding options to cover business expenditure.

My Mudra helps you apply for business finance in Delhi NCR. It offers the latest market information, provides expert guidance, and maintains transparency, so your expansion plans can be executed at the earliest.

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Eligibility

Eligibility Criteria for Business Finance Delhi NCR

Availing an instant loan in Delhi NCR for your business’s financing needs requires meeting the eligibility criteria. Although these differ among lenders, most assess your enterprise's profitability and financial health.

  • Applicant Age: Minimum: 21 years, Maximum: 65 years
  • Business Type: Self-employed professionals, sole proprietors, private companies, and limited liability partnership firms registered/operating in the Delhi NCR region.
  • Business History: Between 1 and 3 years old
  • Annual Turnover: A minimum annual turnover of ₹5 Lakh and ₹10 Lakh (may also depend on the loan amount)
  • Credit Score: 650 and above
  • Bank Account: An active business bank account
  • Financial Records: Reflect healthy cash inflow
Documents

Documents Required for a Business Loan in Delhi NCR

1. Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, Driving License

2. Address Proof: Aadhaar Card, Utility Bills, Rent Agreement

3. Business Registration: 

  • GST Registration Certificate
  • Business License (if applicable)
  • Shop & Establishment Certificate
  • Partnership Deed
  • Certificate of Incorporation
  • Memorandum and Articles of Association (for companies)

4. Financial Documents: 

  • Income Tax Returns for the previous year
  • Profit & Loss Statement for the last 1-3 years
  • Balance Sheet for the last 1-3 years

5. Bank Statements: For the last 6 months

6. Photographs: Recent passport-size photographs

7. Additional Documents: Any documents requested by the selected lender in Delhi NCR

Types of Available Business Finance Delhi NCR

Top Banks & NBFCs Offering Business Finance Delhi NCR

Take your time comparing more than one business expansion loan in Delhi NCR before signing on the dotted line.

BankInterest Rate (in p.a.)Loan AmountRepayment Tenure
HDFC Bank
9.99% - 24%₹1 Crore1 year - 7 years
Axis Bank
11% - 25%₹1 Lakh - ₹75 Lakh1 year - 5 years
IDFC First Bank
12.99% onwards₹7 Lakh - ₹1 Crore12 months - 48 months
Kotak Mahindra Bank
9% - 25%₹1 Lakh - ₹1 Crore2 months - 5 years
Yes Bank
17.25% onwardsUp to ₹75 LakhUp to 7 years
Bajaj Finserv
14% - 23%Up to ₹80 Lakh12 months - 96 months
Tata Capital
12%Up to ₹90 Lakh12 months - 60 months
L&T Finance
15% - 21.5%₹7 Lakh - ₹1 Crore12 months - 60 months

* Interest rates are indicative and subject to change. Please verify with the respective lender.

8 lenders listed

Loan Details

1,000100,000,000
%
1%50%
months
6 months180 months

Results

Monthly EMI
₹23537
Total Payable
₹564882
Interest Amount
₹64882
11.5%

Why Choose My Mudra for a Business Loan in Delhi NCR?

01

Multiple Loan Options

Compare a wide range of loan options, personalised to your business profile and financing needs.

02

Lowest Interest Rates

Enjoy competitive interest rates and repay your loan with ease within the tenure period.

03

User-Friendly Experience

Navigate an intuitive platform and submit loan documents through a seamless mobile and web interface.

04

Secure Exchanges

Entrust your data safely in the knowledge that we use industry-standard encryption to keep your personal information safe.

Business Finance Delhi NCR: Industries We Serve

  • Retail: Bridge seasonal sale gaps and daily inventory in Delhi NCR.

  • Manufacturing: Acquire equipment, upgrade tech, and scale production in NCR.

  • Traders: Get bill discounting options and trade credit from lenders in the city.

  • Professionals: Renovate clinics or stores with unsecured loans and overdraft facilities.

  • Service businesses: Meet expansion goals and diversify through collateral-free loans.

Frequently Asked Questions